This Privacy Policy describes how United Lead Center LLC ("Company," "we," "us," or "our"), operating the website qualifyforlife.com and the marketing brand Qualify for Life (the "Site"), collects, uses, and shares your personal information. By using the Site or submitting your information, you agree to the practices described in this Policy.
Qualify for Life is a marketing brand and is not an insurer. We connect consumers with licensed insurance agents and third-party partners.
1. Information We Collect
We collect information you provide directly to us, including:
- Contact information: name, telephone number, email address, mailing address, and ZIP code.
- Demographic and eligibility information: age, date of birth, gender, and general health-related information you choose to provide in connection with a final expense or life insurance inquiry.
- Communication information: information you provide when you call us or when you are contacted by a licensed agent.
We also automatically collect certain information when you visit the Site, including:
- Technical and usage data: IP address, browser type, device identifiers, pages viewed, referring URLs, and timestamps.
- Cookies and similar technologies: as described in Section 6 below.
2. How We Use Your Information
We use your information to:
- Connect you with licensed insurance agents and third-party partners who may offer products or services relevant to your inquiry;
- Respond to your requests and contact you regarding insurance products, including final expense and life insurance;
- Operate, maintain, and improve the Site;
- Comply with legal obligations and enforce our terms; and
- Detect and prevent fraud or abuse.
3. TCPA Consent and Communications
By submitting your information or calling the number listed on this Site, you provide your prior express written consent to be contacted by United Lead Center LLC and one or more of its marketing partners, licensed insurance agents, and affiliates at the telephone number you provided, including via automatic telephone dialing systems, artificial or prerecorded voice messages, SMS text messages, and email, for marketing purposes regarding insurance products.
This consent is not a condition of any purchase. Message and data rates may apply. You may opt out at any time by following the instructions in Section 8 or by replying STOP to any text message.
4. How We Share Your Information
We may share your personal information with:
- Licensed insurance agents and agencies who may contact you regarding insurance products;
- Marketing partners and third-party companies that may offer products or services relevant to your inquiry;
- Service providers who perform services on our behalf (such as hosting, analytics, and call routing);
- Legal and safety purposes: when required by law, subpoena, or to protect our rights, safety, or property.
We may share or sell your information to third parties for marketing purposes. See Section 7 for your rights regarding the sale or sharing of your information.
5. Your California Privacy Rights (CCPA/CPRA)
If you are a California resident, you have the right to:
- Know what personal information we collect, use, disclose, and sell or share;
- Access a copy of the personal information we hold about you;
- Delete personal information we have collected from you, subject to legal exceptions;
- Correct inaccurate personal information;
- Opt out of the sale or sharing of your personal information; and
- Non-discrimination for exercising your rights.
To exercise these rights, contact us using the information in Section 8, or use the "Do Not Sell or Share My Personal Information" link on our Site.
6. Cookies and Tracking Technologies
We use cookies, pixels, and similar technologies to operate the Site, analyze traffic, and measure the performance of our marketing. This may include third-party analytics and advertising technologies. You can control cookies through your browser settings. Disabling cookies may affect the functionality of the Site.
7. Do Not Sell or Share My Personal Information
California residents and others may opt out of the sale or sharing of their personal information by visiting our Do Not Sell or Share My Personal Information page or by contacting us using the information in Section 8.
8. Contact Us
To exercise your privacy rights, opt out of communications, or ask questions about this Policy, contact us at:
United Lead Center LLC
6499 Powerline Rd, Ste 105
Fort Lauderdale, FL 33309
Email: [PRIVACY EMAIL]
Phone: [PHONE NUMBER]
9. Data Retention and Security
We retain your personal information for as long as necessary to fulfill the purposes described in this Policy and to comply with our legal obligations. We use reasonable administrative, technical, and physical safeguards to protect your information, but no method of transmission or storage is completely secure.
10. Children's Privacy
The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children. Final expense plans are generally aimed at adults.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last Updated" date at the top reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the revised Policy.