These Terms of Use ("Terms") govern your access to and use of the website qualifyforlife.com and the marketing brand Qualify for Life (the "Site"), operated by United Lead Center LLC ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Eligibility
You must be at least 18 years of age and a resident of the United States to use this Site or submit your information. By using the Site, you represent and warrant that you meet these requirements.
2. Nature of Our Service
Qualify for Life is a marketing brand and is not an insurance company, insurer, or insurance agency. We do not sell insurance, make coverage decisions, or provide insurance quotes directly. We operate a marketing and lead-generation service that connects consumers with licensed insurance agents and third-party partners who may offer insurance products, including final expense and life insurance.
Any insurance product is offered, underwritten, and serviced solely by the applicable licensed agent or insurer, not by us. We make no representations regarding the availability, terms, pricing, or suitability of any insurance product.
3. Consent to Be Contacted
By submitting your information or calling a number listed on the Site, you agree to be contacted by us and our marketing partners, licensed insurance agents, and affiliates by telephone, SMS text message, email, or other means, including through automated technology, for marketing purposes, as described in our Privacy Policy. This consent is not a condition of any purchase.
4. No Professional Advice
The content on the Site is provided for general informational purposes only and does not constitute insurance, financial, legal, or professional advice. You should consult a licensed professional before making any insurance or financial decision. Any rate examples or coverage amounts shown are illustrative only and are not guarantees of eligibility, pricing, or coverage.
5. Intellectual Property
All content on the Site, including text, graphics, logos, images, and design, is the property of United Lead Center LLC or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content without our prior written permission.
6. Acceptable Use
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms;
- Submit false, inaccurate, or misleading information;
- Attempt to gain unauthorized access to the Site or its systems;
- Interfere with or disrupt the Site or its servers; or
- Use any automated means to access or collect data from the Site without our permission.
7. Third-Party Links and Services
The Site may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy practices, or conduct of any third party. Your interactions with third parties, including licensed agents and partners, are solely between you and that third party.
8. Disclaimer of Warranties
The Site is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
9. Limitation of Liability
To the fullest extent permitted by law, United Lead Center LLC and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless United Lead Center LLC and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site or your violation of these Terms.
11. Arbitration and Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved through binding individual arbitration, and not in a class action, to the extent permitted by applicable law. You and the Company waive any right to a jury trial.
12. Changes to These Terms
We may revise these Terms at any time. The "Last Updated" date reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
13. Contact Us
United Lead Center LLC
6499 Powerline Rd, Ste 105
Fort Lauderdale, FL 33309
Email: [CONTACT EMAIL]
Phone: [PHONE NUMBER]